Title Loans version 1

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  With the housing market bubble burst of recent years, there is a growing demand to up the requirements on granting loans. The high rate of foreclosures that currently exist have made many hesitant about a situation that could create a second bubble burst in the near future. But as the government struggles with regulation, they are, in reality, doing consumers a greater disservice. See, the title loan is not a highly speculative loan like some of the housing loans were. They are loans that do not exceed the amount of the collateral. In other words, they are secured, because the person taking out the loan must present collateral that is of equal or greater value than the loan amount before he can be granted it. But in essence, these secure loans are being treated as risky and highly speculative.

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